Tampa Bay Cash Home Buyer & Licensed Realtor®
Seniors Real Estate Specialist® (SRES®)
Sell Your Tampa Bay Home As-Is for Cash, On Your Timeline
(813) 690-4979
You'll talk to Sandy, not a call center
Facing Foreclosure? A Free Guide for Florida Homeowners Exploring Their Options
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Behind on your mortgage, or just received a foreclosure notice? You have more options than it may feel like right now, and the earlier you understand them, the more of them you keep. This free Florida foreclosure guide explains your choices in plain English, with no pressure and no obligation.
It was written by Sandy Cantu, a Licensed Realtor® and Seniors Real Estate Specialist® (SRES®) with more than 25 years in real estate, who went through foreclosure herself in 2008.
Inside the Guide
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Why homeowners fall behind, and why it’s more common than you think
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Options that may be available before a foreclosure moves forward
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How working with your lender, a short sale, listing, and a direct sale compare
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Questions to ask your lender, an attorney, or any buyer
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How to recognize foreclosure rescue scams
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Handling the stress, and moving forward with confidence
Who This Guide Is For
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Florida homeowners who are behind, or about to fall behind, on their mortgage
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Anyone who has received a notice of default or a foreclosure lawsuit
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Family members helping a parent or relative through a foreclosure
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Heirs who inherited a home with a mortgage that isn’t being paid
Get Your Free Guide
Fill out the short form below and we’ll send you Facing Foreclosure? A Guide for Florida Homeowners Exploring Their Options.
Prefer to talk? Call or text Sandy at (813) 690-4979. You’ll talk to Sandy, not a call center.
If You Received a Foreclosure Notice, Do These Things This Week
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Don’t ignore it. Read every page and write down any response deadline. In Florida, a summons often gives you about 20 days to respond.
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Talk to a professional. A Florida attorney, or a HUD-approved housing counselor, whose help is free, can explain your rights.
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Call your lender and ask what options they offer.
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Gather your documents: mortgage statements, the notice or lawsuit, and proof of income and expenses.
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Be careful who you trust. Never pay upfront fees for “foreclosure rescue,” and never sign over your deed outside a licensed Florida title company closing.
For the full timeline and your three main paths, see our pre-foreclosure and foreclosure support page.
A Note About Sandy’s Roles
Sandy Cantu is a Licensed Realtor® and also owns Sandy Buys Houses, a family-owned,
BBB-accredited cash-buying company. The guide covers many options, not just selling to us, and Sandy discloses her roles in writing.
Claim your FREE copy of
"Facing Foreclosure? A Guide for Florida Homeowners Exploring Their Options"
Frequently Asked Questions
Is the foreclosure guide really free?
Yes. There’s no cost and no obligation. Fill out the short form and the guide is sent to you.
Who wrote the guide?
Sandy Cantu, a Licensed Realtor® and Seniors Real Estate Specialist® (SRES®) with more than 25 years in real estate. Sandy went through foreclosure herself in 2008 and wrote the guide to help Florida homeowners understand their choices.
Will reading the guide stop my foreclosure?
No guide can stop a foreclosure on its own. It explains common options, the questions to ask, and the warning signs of rescue scams, so you can make an informed decision and act before deadlines pass.
Does the guide only talk about selling to Sandy Buys Houses?
No. It covers several paths, including working with your lender, getting help from a HUD-approved housing counselor, listing your home, a short sale, and selling directly. Sandy also owns Sandy Buys Houses, a cash-buying company, and discloses that role in writing.
What should I do first if I received a foreclosure lawsuit?
Don’t ignore it. In Florida, the summons gives you a short deadline to respond, often 20 days. Read every page, note the deadline, and talk with a Florida attorney or a HUD-approved housing counselor right away.
Will you share my information?
No. We use your information only to send the guide and follow up if you’d like help. We never sell it.
Talk With Someone Who’s Been There
Sandy has been where you are. Call for a confidential, no-pressure conversation about your options.
Call or text Sandy at (813) 690-4979.
Contact us online · Foreclosure support · Meet Sandy Cantu
Sandra “Sandy” Cantu, Licensed Realtor® (SL3642627), Jalexian Realty · Seniors Real Estate Specialist® (SRES®) · Sandy Buys Houses, a family-owned, BBB-accredited direct cash buyer. This page and guide are general information, not legal or financial advice.
ABOUT SANDY BUYS HOUSES
Sandy Cantu is a seasoned real estate investor and Licensed Realtor® (SL3642627), Jalexian Realty, Seniors Real Estate Specialist® (SRES®) with over 25 years of experience. Sandy Buys Houses is a BBB-accredited business committed to transparency, fairness, and homeowner-first solutions.